What Is Take-Home Pay?
Your take-home pay is the amount you actually receive after all taxes and deductions are withheld from your gross salary.
Use our Salary Calculator to see your exact take-home pay.
Key Deductions From Your Paycheck
Federal Income Tax
The U.S. uses a progressive tax system with seven federal tax brackets. For a detailed breakdown, try our Tax Bracket Calculator.
FICA Taxes
FICA takes 7.65% from most paychecks: 6.2% Social Security + 1.45% Medicare.
Tips to Maximize Your Take-Home Pay
- Contribute to a 401(k) to reduce taxable income
- Use an HSA for triple tax advantage
- Review your W-4 annually
Run your own numbers with our free Salary Calculator.