Mortgage Payment on a $800K House at 7%

Quick AnswerWith 20% down ($160,000), your monthly P&I payment on a $800K house at 7% is approximately **$4258/month**.

Step-by-Step Breakdown

  1. Home price: $800,000
  2. Down payment (20%): $160,000
  3. Loan amount: $640,000
  4. Interest rate: 7% fixed (30-year)
  5. Monthly P&I: $4258
  6. Total interest over 30 years: $892,857
  7. Total paid: $1,532,857
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